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BEGIN:VEVENT
DTSTART:20261110T200000Z
DTEND:20261110T210000Z
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SUMMARY:Collision Lunch & Learn: Total Losses and the Right to Appraisal-Will discuss how the Right to Appraisal (RTA)
DESCRIPTION:Total Losses and the Right to Appraisal\n\n    COLLISON LUNCH & LEARN \n\n \n\nDate: November 10th\, 2026\n\nTime: 12pm to 1pm \n\nZOOM ONLY: \n\nJOIN: https://us02web.zoom.us/j/83017669846\n\n \n\n- What Collision Repairers Need to Know - \n\nWhen an insurer declares a vehicle a total loss-or when the shop and insurer disagree over the cost of a proper repair-the insurance company's number is not always the final word.\n\nMike Harber will discuss how the Right to Appraisal (RTA) works in first-party auto claims and how it can be used to resolve disputes over the amount of loss\, including both total-loss values and repair-cost disputes.\n\nThe presentation will cover how to recognize when a customer's total-loss settlement may be undervalued\, common problems in insurer vehicle valuations\, the important differences between first- and third-party claims\, and when appraisal may be an appropriate dispute-resolution tool.\n\nMike will also discuss diminished value and the role collision repairers can play in helping customers understand that additional rights and resources may be available to them.\n\nThe goal is not to turn collision repairers into adjusters or appraisers\, but to give shops practical information to recognize these situations\, protect their customers\, and know when to refer the customer for professional assistance.\n\n\n\n\nSpeaker Bio - Mike Harber\,Harber Appraisal\n\nMike Harber has more than 40 years of experience in the automotive collision repair\, appraisal\, insurance claims\, and vehicle valuation industries. He owned and operated Stroud's Auto Rebuild in Tacoma for 25 years and has been a licensed automobile dealer since 1987.\n\nMike holds the Associate in Claims (AIC) professional designation from The Institutes\, earned through an extensive course of study in insurance claims handling.\n\nHe is currently licensed as both a Public Adjuster and Independent Adjuster in Washington\, Oregon\, and Idaho.\n\nThrough Harber Appraisal\, Mike specializes in automobile property claims\, including total losses\, repair-cost disputes\, appraisal-clause matters\, diminished value\, and loss of use.\n\nMike has served as an appraiser and expert witness in automotive damage and valuation disputes and has testified in both state and federal court proceedings.\n\nHis experience as a collision repair shop owner\, automobile dealer\, appraiser\, Public Adjuster\, and Independent Adjuster gives him a unique perspective on the issues that arise between vehicle owners\, repair facilities\, and insurance companies when the amount of loss is disputed.\n\n\n\n\n\nDate: November 10th\, 2026\n\nTime: 12pm to 1pm \n\nZOOM ONLY: \n\nJOIN: https://us02web.zoom.us/j/83017669846
X-ALT-DESC;FMTTYPE=text/html:<h3 data-end="226" data-start="151">&nbsp\;</h3>\n\n<h1 data-pm-slice="1 1 []"><span style="font-family:arial\;"><strong>Total Losses and the Right to Appraisal</strong></span></h1>\n\n<div><span style="font-family:arial\;"><span style="font-size:18px\;">&nbsp\; &nbsp\; COLLISON LUNCH &amp\; LEARN&nbsp\;</span></span><br />\n&nbsp\;</div>\n\n<div><span style="font-family:arial\;"><span style="color: rgb(0\, 0\, 0)\; font-size: 14.6667px\;"><strong>Date:</strong> November 10th\, 2026</span><br style="color: rgb(0\, 0\, 0)\; font-family: arial\; font-size: 14.6667px\;" />\n<span style="color: rgb(0\, 0\, 0)\; font-size: 14.6667px\;"><strong>Time:</strong> 12pm to 1pm&nbsp\;<br />\n<strong>ZOOM ONLY:</strong>&nbsp\;<br />\nJOIN:&nbsp\;</span><a href="https://us02web.zoom.us/j/83017669846">https://us02web.zoom.us/j/83017669846</a></span></div>\n\n<h2><span style="font-family:arial\;"><strong><img alt="" height="350" src="https://chambermaster.blob.core.windows.net/userfiles/UserFiles/chambers/9183/Image/Chapter_Meetings/unnamed.png" style="width: 350px\; height: 350px\;" width="350" />&nbsp\;</strong></span></h2>\n\n<h3><span style="font-family:arial\;"><strong>- What Collision Repairers Need to Know -&nbsp\;</strong></span></h3>\n\n<p><span style="font-family:arial\;"><strong>When an insurer declares a vehicle a total loss-or when the shop and insurer disagree over the cost of a proper repair-the insurance company&rsquo\;s number is not always the final word.</strong></span></p>\n\n<p><span style="font-family:arial\;">Mike Harber will discuss how the <strong>Right to Appraisal (RTA)</strong> works in first-party auto claims and how it can be used to resolve disputes over the <strong>amount of loss</strong>\, including both <strong>total-loss values and repair-cost disputes</strong>.</span></p>\n\n<p><span style="font-family:arial\;">The presentation will cover how to recognize when a customer&rsquo\;s total-loss settlement may be undervalued\, common problems in insurer vehicle valuations\, the important differences between first- and third-party claims\, and when appraisal may be an appropriate dispute-resolution tool.</span></p>\n\n<p><span style="font-family:arial\;">Mike will also discuss <strong>diminished value</strong> and the role collision repairers can play in helping customers understand that additional rights and resources may be available to them.</span></p>\n\n<p><span style="font-family:arial\;">The goal is not to turn collision repairers into adjusters or appraisers\, but to give shops practical information to <strong>recognize these situations\, protect their customers\, and know when to refer the customer for professional assistance.</strong></span></p>\n\n<div>\n<hr /></div>\n\n<h2><span style="font-family:arial\;"><strong>Speaker Bio -&nbsp\;Mike Harber\,Harber Appraisal</strong></span></h2>\n\n<p><span style="font-family:arial\;">Mike Harber has <strong>more than 40 years of experience</strong> in the automotive collision repair\, appraisal\, insurance claims\, and vehicle valuation industries. He owned and operated <strong>Stroud&rsquo\;s Auto Rebuild in Tacoma for 25 years</strong> and has been a licensed automobile dealer since 1987.</span></p>\n\n<p><span style="font-family:arial\;">Mike holds the <strong>Associate in Claims (AIC)</strong> professional designation from <strong>The Institutes</strong>\, earned through an extensive course of study in insurance claims handling.</span></p>\n\n<p><span style="font-family:arial\;">He is currently licensed as both a <strong>Public Adjuster and Independent Adjuster in Washington\, Oregon\, and Idaho.</strong></span></p>\n\n<p><span style="font-family:arial\;">Through Harber Appraisal\, Mike specializes in automobile property claims\, including <strong>total losses\, repair-cost disputes\, appraisal-clause matters\, diminished value\, and loss of use.</strong></span></p>\n\n<p><span style="font-family:arial\;">Mike has served as an <strong>appraiser and expert witness</strong> in automotive damage and valuation disputes and has testified in both state and federal court proceedings.</span></p>\n\n<p>His experience as a collision repair shop owner\, automobile dealer\, appraiser\, Public Adjuster\, and Independent Adjuster gives him a unique perspective on the issues that arise between vehicle owners\, repair facilities\, and insurance companies when the amount of loss is disputed.<br />\n<br />\n<br />\n<span style="font-family: arial\; text-align: center\; color: rgb(0\, 0\, 0)\; font-size: 14.6667px\;"><strong>Date:</strong> November 10th\, 2026</span><br style="font-family: arial\; text-align: center\; color: rgb(0\, 0\, 0)\; font-size: 14.6667px\;" />\n<span style="font-family: arial\; text-align: center\; color: rgb(0\, 0\, 0)\; font-size: 14.6667px\;"><strong>Time:</strong> 12pm to 1pm&nbsp\;<br />\n<strong>ZOOM ONLY:</strong>&nbsp\;<br />\nJOIN: </span><a href="https://us02web.zoom.us/j/83017669846" style="font-family: arial\; text-align: center\;">https://us02web.zoom.us/j/83017669846</a></p>\n\n<h3 data-end="226" data-start="151">&nbsp\;</h3>\n
LOCATION:Join Zoom Only Meeting: https://us02web.zoom.us/j/83017669846 Meeting ID: 830 1766 9846 --- One tap mobile +12532050468
UID:e.9183.5396
SEQUENCE:3
DTSTAMP:20261013T011535Z
URL:http://asanorthwest.memberzone.com/events/details/collision-lunch-learn-total-losses-and-the-right-to-appraisal-will-discuss-how-the-right-to-appraisal-rta-5396
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